Last updated: September 7, 2026 — draft pending final compliance review.
Gaganbir Singh Makkar is an Ontario-licensed life insurance agent, FSRA Licence #26245797, and is contracted with [Your MGA Name Here]. Insurance products shown on this site are underwritten by the insurance companies that issue them, not by Gaganbir Financials, and availability varies by insurer.
Investment options referenced on this site are segregated fund contracts, which are insurance products underwritten by the issuing insurance company. They are not mutual funds, are not covered by CIPF, and any guarantees are subject to conditions set out in the insurance contract and the financial strength of the issuing insurer.
Nothing on this website — including the investment growth calculator — is personalized advice. It does not account for your individual circumstances and should not be used as the basis for a financial decision without a one-on-one conversation.
Services are offered to residents of Ontario only.
Note to site owner: replace the bracketed MGA name and confirm the exact required disclosure wording with your MGA's compliance team before publishing — this text is a reasonable starting point, not a substitute for their sign-off.