Personalized insurance and investment solutions designed around your life, your goals, and the future you envision.
Whether you are protecting income, a family, a mortgage or a business, we can start with your priorities and build coverage around them.
Help protect the people and financial commitments that matter most with coverage tailored to your needs.
Discuss your needs →Affordable coverage for a defined period, often used for mortgages, family protection and income replacement.
Explore term coverage →Permanent life insurance options that can provide lifelong protection and, depending on the policy, cash-value features.
Review permanent options →Explore coverage designed to provide a lump-sum benefit after a qualifying covered illness, subject to policy terms.
Learn more →Explore ways to protect a portion of your income if illness or injury affects your ability to work.
Discuss coverage →Coverage options for individuals, families, self-employed professionals and changing life circumstances.
Explore options →Insurance options for travellers, visitors to Canada and eligible Super Visa insurance needs.
Request a quote →Personal insurance strategies that can help protect your family and mortgage obligations if the unexpected happens.
Compare options →Explore life, critical illness and disability strategies for owners, key people and business continuity needs.
Discuss your business →Insurance-based investment solutions and registered savings strategies, explained in plain language and matched to your goals and timeline.
Understand registered savings options and how each account may fit different goals, tax situations and time horizons.
Start a conversation →Build an education-focused savings strategy and explore available government grant opportunities.
Plan ahead →Insurance-based investment contracts with features that may include maturity and death-benefit guarantees, subject to contract terms.
See a growth example →Create a strategy around income needs, time horizon, risk tolerance and long-term objectives.
Plan your future →A straightforward, personal approach to helping clients understand their options and make informed decisions.
I'm Gaganbir Singh Makkar, a Licensed Insurance Advisor. My approach is to understand where you are today, what you want to accomplish, and then help you evaluate suitable insurance and segregated fund investment solutions available through contracted insurers.
There is no one-size-fits-all financial plan. We can start with one need and build from there.
Explore an illustrative scenario, then use the result as a starting point for a conversation.
Adjust the inputs to see a potential future value.
Illustration only. Not a projection or guarantee of investment performance.
Short answers to questions that come up often — use them as a starting point, not a substitute for a conversation about your own situation.
Each shelters growth differently and suits different goals and tax situations — worth comparing before you contribute.
Ask which fits you →An insurance-based investment that can include maturity and death-benefit guarantees not found in a typical mutual fund.
See how it works →Not tied to one insurance company, so recommendations are based on what fits your needs across contracted carriers.
Read more →Share your goals, questions and priorities in a no-obligation conversation.
We look at relevant strategies and explain the key differences in plain language.
Choose the approach that fits your needs, then review it as your life changes.
Looking for personal or business tax preparation, bookkeeping, HST/GST filing, payroll, business registration or accounting support? Visit Fiscopia Taxation & Accounting, our separate website for taxation and accounting services.
Send a request and your consultation details will be emailed to info@gaganbirfinancials.ca.
Call or WhatsApp and we can arrange a convenient time to talk.
437-988-1179
Message on WhatsAppEmail
info@gaganbirfinancials.ca
Appointments
In-person & virtual appointments